IronStone Bank provides banking services in the metro Atlanta area of Georgia, the Austin, Texas area, and several areas throughout Florida, Arizona, California, Colorado, New Mexico, Oregon and Washington. IronStone Bank is a member of FDIC and an Equal Housing Lender. Any loans made to parties outside IronStone Bank's market areas as a result of the information contained on this website are approved in and disbursed from an IronStone Bank office in a state identified above. The information contained in this server is not intended as an offer or solicitation of banking services to customers in any state in which the offering, solicitation, or providing of such services is prohibited by federal law or the laws of the state of the customer's residence. As used below, "you" refers to the user of this website, whether or not a customer of IronStone Bank. "We" refers to IronStone Bank (also formerly known as Atlantic States Bank).

All information on this server is protected by a compilation copyright in the United States of America and in other countries. In addition, certain other information is copyrighted by others. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on the IronStone Bank system.

THIS INFORMATION IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND ALL WARRANTIES ARE DISCLAIMED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

REFERENCES TO CORPORATIONS, THEIR SERVICES AND PRODUCTS, ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. IN NO EVENT SHALL IRONSTONE BANK BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGE, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS INFORMATION.

Descriptions of, or references to, products, services or publications within the IronStone Bank web server do not imply endorsement or sponsorship of those products, services or publications. IronStone Bank makes no warranty of any kind with respect to the subject matter included herein or the products listed herein. IronStone Bank does not guarantee the accuracy or completeness of information on or available through their websites and are not responsible for actions taken in reliance on that information. IronStone Bank undertakes no obligation to update information on or available through its website.

THIS PUBLICATION COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES MAY BE PERIODICALLY MADE TO THIS INFORMATION.

IronStone Bank grants you only a limited, nonexclusive, revocable right to access and make personal use of this website for informational purposes only. Subject to your customer agreements, IronStone Bank reserves the right to deny you access at any time, to change any and all parts of the website, and to remove or replace this website, without notice to you. You must not modify, copy, reuse, distribute, display, download, or perform any part of this website except as necessary for you to view this website in the course of your business with us, although you may print a single copy of the web pages in this website for your personal use and your computer may cache web pages in memory under standard web browser operations. You must not use any framing, data mining, robots, linking, or similar devices in any way with respect to this website without our consent. Your unauthorized use of this website or our trademarks, copyrights, or other proprietary rights, including any commercial use, automatically terminates your license to use this website, without any requirement for notice and whether or not we take any action against you.

This website contains hypertext links to other sites and may contain information provided by outside sources. IronStone Bank is not responsible for materials or content on these other sites, for the conduct of the owners or operators of the other sites, or for content or materials not written by IronStone Bank. We provide these materials and links "AS IS," and we are not responsible for examining or evaluating the materials, links, or related products or services for reliability, accuracy, or otherwise. Links to websites outside this server are provided for information only. With health related, legal, or financial information, you should consult your heath care, legal, or financial provider for advice about your own situation. IronStone Bank does not endorse or sponsor any other sites, even if we provide a hypertext link to the site, except as explicitly stated on this website. If you leave this website, including via a hypertext link, you are subject to the privacy practices of the other website.

Trademarks on this website are the property of the trademark owner. Use of trademarks on this website does not indicate sponsorship of or by, affiliation with, or other connection to the trademark owner. IronStone Bank reserves all rights with respect to its trademarks. IRONSTONE BANK is a registered trademark. You may not use meta-tags or other hidden text containing our trademarks without our express written consent.

For privacy information, click here to see our privacy policy.

IronStone Bank uses the telephone as one important way to stay in contact with our customers and prospective customers. We maintain an internal do-not-call list for those consumers who desire not to receive advertising calls from us. We also utilize the Federal Trade Commission's national do not call registry and any state do not call registries, as applicable, in the manner required by state and federal laws that apply to us. Please note that customers must place their name and telephone number on our internal do-not-call list to avoid advertising calls, even if the customer is registered with a national or state do not call registry.

You may make a request to be added to our internal do-not-call list in writing to IronStone Bank, Attention: Marketing-Do Not Call (FCC17), PO Box 27131, Raleigh, NC 27611-7131, or by calling 1.888.973.7827, and providing your name, address, and all residential or wireless numbers that you wish to include. We will immediately record your request on receipt, and we will activate your request within no more than 30 days. Your request will remain on our do-not-call list for at least 5 years (and, in some states, 10 years) unless you later consent to our calls. If you change telephone numbers, you must give us your new telephone number if you want your do-not-call status to remain in effect. We do not use our do-not-call list for any other purpose.

We train our marketing personnel in do-not-call compliance, including disclosure of our name to every person called. We do not use autodialers or prerecorded calls. We do not make advertising calls outside the hours of 9 a.m. to 9 p.m., Monday through Saturday, based on the local time of the person called.

ANTI-MONEY LAUNDERING (AML) PROGRAM
For our AML Program Certification, click here.

First Citizens BancShares, Inc. is licensed under the following, and related Ronald A. Katz Technology Licensing, L.P. United States Patents: 5,128,984; 5,561,707; 5,684,863; 5,815,551; 5,828,734; 5,917,893; 5,898,762; 5,974,120; and others. All contents Copyright 2007, IronStone Bank. All Rights Reserved.

IronStone Bank is licensed by DTC under U.S. Patent Nos. 5,910,988, 6,032,137, 5,265,007, 5,717,868, 5,583,759, 5,930,778, 5,774,663, 5,787,403, 5,899,982, 6,594,647, 6,341,272, 5,974,146, and 6,182,052.